суббота, 3 декабря 2011 г.

FAQ

WHAT DO I NEED TO APPLY FOR A LOAN?

You have to be at least 18 years old (19 if residing in AL or NE) and have:
A job or other proven source of income
A valid e-mail address
A checking account in good standing (no returned checks, overdraft charges, negative account balances or nonsufficient fund transactions in the past 30 days).

All signed Loan Agreements are subject to verification of prior loan history and application information. Your online application will be either approved or declined based on our evaluation of the information you provide. In some limited cases, we may need to request additional information. For most of our customers, the process is fast and hassle-free.

HOW MUCH WILL MY LOAN COST?
Your total cost depends upon the size of the loan for which you qualify and your payment history. As an example, the Annual Percentage Rate (APR) for a loan of $500 is 448.78% with 12 bi-weekly payments of $101.29. Returning customers with a successful payment history can qualify for larger loan amounts and even lower rates. See our Loan Cost & Terms page for more details.

HOW MUCH MAY I BORROW? If this is your first Great Plains loan, you may qualify for as much as $500*. Returning customers that remain in good standing and after certain successful payments can qualify for future loans up to $1,000. See Loan Cost & Terms for details.

HOW SOON WILL I GET MY MONEY?

If your application is approved and verified by 6 p.m. ET, your money can be electronically deposited into your checking account as soon as the next business day. You can also request that we send your loan proceeds via the United States Postal Service in the form of a check; however, please allow approximately 7-10 days for delivery.

DO YOU HAVE A LOAN MATCHING SERVICE?

If we aren’t able to provide you a loan, we do have a program to help find you another lender. You can opt-in to this free service by checking the appropriate box on your application.

Payment Options

WHAT HAPPENS IF I DON’T MAKE A PAYMENT ON MY LOAN BY THE DUE DATE?

You are responsible for making your loan payments on time by the due date. For your convenience, we provide several ways to pay. You can either schedule an electronic payment from your checking account or provide payment in one of the following forms (check, Money Gram, money order, or credit card). Please note that if you make a late payment, skip a payment, or a payment is returned to us, we may charge you additional fees.

If you are unable to make the payment on your due date, please contact Customer Support.
WHAT ARE MY PAYMENT OPTIONS?

As opposed to traditional banks, at Great Plains Lending, we give you the choice to pay off your loan over several installments, or all at one time (without penalties, of course).

Keep in mind that the number of payments on your loan depends on your loan amount and pay schedule. For your convenience, your loan payment dates are linked to your pay dates. For example, a $500 loan with an Annual Percentage Rate (APR) of 448.78% has 12 bi-weekly payments of $101.29.

Application

HOW DO I KNOW WHEN MY APPLICATION IS APPROVED?

Fortunately…you won’t have to wait long. When you submit your online application your results will be available in a matter of seconds. If conditionally approved, subject to verification of the application information, you will be able to request how much you want to borrow up to your maximum approved amount. If your application for credit is not approved, we’ll notify you with the reason for denial.

Security

HOW DOES Great Plains Lending PROTECT MY PERSONAL INFORMATION?

We understand that you may have some reservations about providing us with your personal information while applying for an online loan. Accordingly, we’ve taken numerous measures to keep our process completely confidential and secure. Please see our Security Policy for more information. If you have additional unanswered questions, please don’t hesitate to contact us

1 комментарий:

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